Housing Opportunities applied to be a “Community Housing & Development Organization” through the State of Indiana to access federal funds for housing activities through the State of Indiana. HOW housing activities are reviewed annually by the Indiana Housing and Community Development Authority to maintain status as a CHDO.

HOW began applying for funding for owner-occupied rehabilitation with local community support. Communities such as Warsaw, Winona Lake, Pierceton, Claypool, Mentone, Syracuse and Kosciusko County provided match dollars to apply for these grants. Low- to moderate-income homeowners applied to HOW for assistance to repair their homes through these OOR grants. HOW wrote rehab specifications for the work to be done and contracted local contractors to perform the work. Every dollar spent assisted a family in the community and went back into our local economy, giving steady work to local contractors and their sub-contractors. HOW has administered about $6,300,000.00 in OOR and Housing Preservation grants to date.

HOW received HOME funds in 2000 and rehabbed a duplex. We now own two transitional housing units for families who have experienced domestic violence.

In 2009, HOW was awarded over $2,000,000.00 for weatherizing homes for low- to moderate-income families in Kosciusko County. This program was available for 2 years. Over 200 families in Kosciusko County benefited from insulation, energy efficient furnaces, water heaters and air sealing.

HOW has to keep the overhead very low as the grants we receive are in the form of reimbursement. We use about 8% of the annual income for overhead; the rest goes directly to families needing our services.


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